Just a pointer DanBastardisedHybridCali bra,
I ended up insuring through Chris Knott as even though Adrian Flux matched thier quote at the time, your finance terms had a terrible APR. Worked out nearly £100 cheaper in the end over the course of the year in less interest to use the finance company via Chris Knott!
This was 2010, not sure if your still using the same finance company now or whether there's any flexability in thier terms but it lost you my business.