Author Topic: News: Ban on using gender to rate insurance "ridiculous"  (Read 112581 times)

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Offline crazylady

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Re: News: Ban on using gender to rate insurance
« Reply #15 on: February 24, 2011, 00:22:58 AM »
+1

my mrs is in her 1st year of driving (on my insurance on the gt) it runs out on june 24th so wanna get her a car for herself by then cos she will have 1 years no claims but i bet its still gonna be sky high for her

i would check wit them about that, had ex on my insurance for couple years so he could build up his no claims, but most insurance companys state they have to hold own insurance  in their own  name to get year(s) no claims now adays!!!..... screw me right over....

Offline crazylady

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Re: News: Ban on using gender to rate insurance
« Reply #16 on: February 24, 2011, 00:29:49 AM »
These insurance companies wanna stop rating insurance on ur jobs 2...... mine higher as a hairdresser all tho i work in a shop!!!! my insurance gone up this year by 100 pound, Y??? so called because stats show people in their mid 30s have more accidents!!!! people used to get it cheaper when staying with same company, that dont seem to happen anymore either.....

Offline ALZ1307

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Lewis Hamilton said that winning his first race felt better than having sex. Kimi's reply to that was, Maybe he never had sex.

Offline Chip

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Re: News: Ban on using gender to rate insurance
« Reply #18 on: March 01, 2011, 12:41:42 PM »
What about anti age-ism rules?

Should an 18 year old pay more to insure a supra twin turbo than a 40 year old?


LOL
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barrachops

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Re: News: Ban on using gender to rate insurance
« Reply #19 on: March 01, 2011, 12:45:45 PM »


Should an 18 year old pay more to insure a supra twin turbo than a 40 year old?





Yes as they have far less driving experience and are far more likely to drive it like a c***

Offline DanSE4

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Re: News: Ban on using gender to rate insurance
« Reply #20 on: March 01, 2011, 12:46:38 PM »
What about anti age-ism rules?

Although impractical, that is actually a fair point.

If the idiots in Europe want to play the gender card then theoreticlly, age-ism is exactly the same thing.
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Offline will

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Re: News: Ban on using gender to rate insurance
« Reply #21 on: March 01, 2011, 12:46:59 PM »
Folks,

Hello again..................

As someone who works in insurance, this has been brewing for years and was "on the cards" regardless of Europe. Step away from the highly emotive subject of car insurance and move into the more bonkers world pensions, life assurance, PHI and Medical and the subject of "equality" will lead to massive changes in the way people are rated and factored.

Now back to motor insurance: the Directive comes into effect December 2012 so firms are already working out how best to deal with this. the implication - according to the AA - is that male premiums will drop by "upto 10% or so" and female premiums "will rise by upto 40% or more".

On a more amusing note: the Gender Directive and its implications means "sexist" companies and adverts will also be "banned". If I worked at Shelia's Wheels, I'd be having kittens right now......
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Offline Chip

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Re: News: Ban on using gender to rate insurance
« Reply #22 on: March 01, 2011, 12:48:38 PM »
Sheilas' Wheels is a trading name of esure Services Limited which acts as an introducer to FirstAssist Insurance Services Limited, so TBH its really not a case of anyone "working for" sheilas wheels as such anyway, its only a seperate entity from an advertising point of view, the jobs would still exist within the main company anyway.
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Offline ALZ1307

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Re: News: Ban on using gender to rate insurance
« Reply #23 on: March 01, 2011, 12:53:57 PM »
I've no issues with it, and even if I did what could I do about it! Question is where does it end? Young drivers? they are not all sh*t drivers. Folk living out in the sticks? they get it cheaper than inner city folk. Older drivers? Drivers with medical issues?
Lewis Hamilton said that winning his first race felt better than having sex. Kimi's reply to that was, Maybe he never had sex.

Offline Chip

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Re: News: Ban on using gender to rate insurance
« Reply #24 on: March 01, 2011, 12:56:19 PM »
I dont think that its fair that I get discriminated against because I drive a 500bhp mid engined home made vauxhall nova, and they somehow think its more likely to be involved in an accident than my mum's 1.0 toyota aygo, surely thats discrimination too?

lol
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Offline ALZ1307

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Re: News: Ban on using gender to rate insurance
« Reply #25 on: March 01, 2011, 13:11:24 PM »
LOL! And coupe's, how can having 2 less doors make you more likely to wrap it round a lamp post?
Lewis Hamilton said that winning his first race felt better than having sex. Kimi's reply to that was, Maybe he never had sex.

Offline will

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Re: News: Ban on using gender to rate insurance
« Reply #26 on: March 01, 2011, 13:16:15 PM »
Car insurance is a very strange world indeed with all kinds of "rules", traditions, historical (mis)conceptions and beliefs............
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barrachops

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Re: News: Ban on using gender to rate insurance
« Reply #27 on: March 01, 2011, 13:28:35 PM »
LOL! And coupe's, how can having 2 less doors make you more likely to wrap it round a lamp post?

They are supposedly more appealing to thieves/ joy riders

Offline ALZ1307

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Re: News: Ban on using gender to rate insurance
« Reply #28 on: March 01, 2011, 13:30:38 PM »
All very daft, they'll be asking what music you listen to next while driving as rock/metal is meant to put you in a worse mood than say listening to classical ::)
Lewis Hamilton said that winning his first race felt better than having sex. Kimi's reply to that was, Maybe he never had sex.

Offline Chip

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Re: News: Ban on using gender to rate insurance
« Reply #29 on: March 01, 2011, 13:31:47 PM »
I wont crash then, I never listen to rock music when driving I just watch porn on the in car TV
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